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Current Opening at HDFC Bank
Thursday, September 23, 2010
Position : Credit Manager - Personal Loans
Work Location: Rajkot
Responsibilities
The incumbent will be required to Desicion cases sourced by Sales in keeping with the policy/process laid out by the Central team on all application being processed.
The incumbent will be responsible to ensure Portfolio Quality for the Product in the location while maintaining service levels (TAT).
The incumbent will be required to closely monitor non starters/Cheque bounce trends and know channels and their sourcing pattern.
The incumbent will give appropriate Feedback to channels/Vendors on a monthly basis on their performance levels and take corrective action to improve vendor effeciency.
The incumbent will be responsible for the Audit and Regulatory complaince for the Location.
The incumbent will be required to work closely with functions such as Sales/Operations/Collections/CPU/Policy/Product etc to maintain a smooth flow of activities at the location.
Requirements
Candidate must possess at least a CA/ MBA/ PGDBM / PGDBA in Finance
Required skill(s): Credit Decisioning , Portfolio Management.
At least 3 year(s) of working experience in the related field is required for this position.
Sound knowledge of the relevant Audit and Regulatory requirements.
Prior experience in Unsecured Loans Sector will be an added advantage.
The incumbent will be required to Desicion cases sourced by Sales in keeping with the policy/process laid out by the Central team on all application being processed.
The incumbent will be responsible to ensure Portfolio Quality for the Product in the location while maintaining service levels (TAT).
The incumbent will be required to closely monitor non starters/Cheque bounce trends and know channels and their sourcing pattern.
The incumbent will give appropriate Feedback to channels/Vendors on a monthly basis on their performance levels and take corrective action to improve vendor effeciency.
The incumbent will be responsible for the Audit and Regulatory complaince for the Location.
The incumbent will be required to work closely with functions such as Sales/Operations/Collections/CPU/Policy/Product etc to maintain a smooth flow of activities at the location.
Requirements
Candidate must possess at least a CA/ MBA/ PGDBM / PGDBA in Finance
Required skill(s): Credit Decisioning , Portfolio Management.
At least 3 year(s) of working experience in the related field is required for this position.
Sound knowledge of the relevant Audit and Regulatory requirements.
Prior experience in Unsecured Loans Sector will be an added advantage.
About HDFC:
HDFC Bank is a young and dynamic bank, with a youthful and enthusiastic team determined to accomplish the vision of becoming a world-class Indian bank.
Our business philosophy is based on four core values - Customer Focus, Operational Excellence, Product Leadership and People. We believe that the ultimate identity and success of our bank will reside in the exceptional quality of our people and their extraordinary efforts. For this reason, we are committed to hiring, developing, motivating and retaining the best people in the industry.
Mission and Business Strategy
Our mission is to be "a World Class Indian Bank", benchmarking ourselves against international standards and best practices in terms of product offerings, technology, service levels, risk management and audit & compliance. The objective is to build sound customer franchises across distinct businesses so as to be a preferred provider of banking services for target retail and wholesale customer segments, and to achieve a healthy growth in profitability, consistent with the Bank's risk appetite. We are committed to do this while ensuring the highest levels of ethical standards, professional integrity, corporate governance and regulatory compliance.
Our business strategy emphasizes the following :
Increase our market share in India’s expanding banking and financial services industry by following a disciplined growth strategy focusing on quality and not on quantity and delivering high quality customer service.
Leverage our technology platform and open scaleable systems to deliver more products to more customers and to control operating costs.
Maintain our current high standards for asset quality through disciplined credit risk management.
Develop innovative products and services that attract our targeted customers and address inefficiencies in the Indian financial sector.
Continue to develop products and services that reduce our cost of funds.
Focus on high earnings growth with low volatilit
Our business philosophy is based on four core values - Customer Focus, Operational Excellence, Product Leadership and People. We believe that the ultimate identity and success of our bank will reside in the exceptional quality of our people and their extraordinary efforts. For this reason, we are committed to hiring, developing, motivating and retaining the best people in the industry.
Mission and Business Strategy
Our mission is to be "a World Class Indian Bank", benchmarking ourselves against international standards and best practices in terms of product offerings, technology, service levels, risk management and audit & compliance. The objective is to build sound customer franchises across distinct businesses so as to be a preferred provider of banking services for target retail and wholesale customer segments, and to achieve a healthy growth in profitability, consistent with the Bank's risk appetite. We are committed to do this while ensuring the highest levels of ethical standards, professional integrity, corporate governance and regulatory compliance.
Our business strategy emphasizes the following :
Increase our market share in India’s expanding banking and financial services industry by following a disciplined growth strategy focusing on quality and not on quantity and delivering high quality customer service.
Leverage our technology platform and open scaleable systems to deliver more products to more customers and to control operating costs.
Maintain our current high standards for asset quality through disciplined credit risk management.
Develop innovative products and services that attract our targeted customers and address inefficiencies in the Indian financial sector.
Continue to develop products and services that reduce our cost of funds.
Focus on high earnings growth with low volatilit
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